Reporting Analyst (SQL, Power BI) – REMOTE

Job Overview

About Upstart

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart’s AI marketplace, Upstart-powered
banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than
two-thirds of Upstart loans are approved instantly and are fully automated.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have
offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized
by the impact you can make at Upstart, we’d love to hear from you!

The Team:

Upstart’s Onboarding Experience team is dedicated to creating a seamless loan application process that allows customers to
quickly and easily complete all steps required to fund their loan. By building exceptional, customer-centric experiences for both Upstart borrowers and internal Operations teams, this team plays a crucial role in making
Upstart the premier destination for consumer credit. This team focuses on our flagship product, Personal Loans, and directly impacts our growth in this business by reducing friction for applicants and improving the efficiency
of our operations.

As a Software Engineer at Upstart on the Onboarding Experience team, you will work across the whole stack, partnering with Engineering, Product, and other internal teams on both existing and greenfield
projects. You’ll deliver work with a focus on quality, testability, resiliency, extensibility, and maintainability while always keeping our end users in mind.

How You’ll Make An Impact

Work within all areas of the platform or product, from our web interfaces and 3rd party API integrations, to backend business logicMove quickly to drive existing and greenfield projects
forward, while always keeping our end users in mindMake architectural contributions and decisions to improve the reliability of our software and maintainability of our code baseHelp us build our engineering team, and make
Upstart a genuinely awesome place to workCommunicate closely with cross-functional partners, keeping all stakeholders informed

Minimum Qualifications

Ability to quickly comprehend and reiterate complex requirements from product or engineering leadership and translate those to both technical and non-technical stakeholdersExperience taking
initiative to lead or own an important piece of small to medium sized projects involving 1 or more other Engineers, only escalating after trying your best first4+ years of professional software development experience building
scalable public or consumer-facing web and/or mobile products displaying high standards for user-experience, and a product-first mindsetProficiency coding in production with 1 or more programming languages. Our tech stack
includes Ruby on Rails, and Javascript frameworks such as React and NextJS as well as Kotlin and Python.Exhibit a growth mindset – you’re comfortable with the uncomfortable, and are not afraid to pick up new technologies
that are best for the task, and seek out opportunities to learn from othersExhibit a bias for action and comfortability persevering through ambiguity – you regularly practice critical thinking and love to solve difficult
problemsYou seek out and appreciate constructive feedback

Preferred Qualifications

Experience with full stack web development with Ruby on Rails, React, and cloud-native development (AWS preferred)Knowledge
of, or hands-on experience utilizing advanced CI/CD technologies including infrastructure as code

Position location This role is available in the following locations: Remote, San Mateo, CA, Austin, TX, or Columbus,
OH

Time zone requirements The team operates on the East/West coast time zones.

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees
can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams
meet once or twice per quarter for 2-4 consecutive days at a time.

What you’ll love:

Competitive Compensation (base + bonus & equity)Comprehensive medical, dental, and vision coverage with Health Savings
Account contributions from Upstart 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savingsEmployee Stock Purchase Plan (ESPP)Life and disability insuranceGenerous holiday, vacation, sick and
safety leave Supportive parental, family care, and military leave programsAnnual wellness, technology & ergonomic reimbursement programsSocial activities including team events and onsites, all-company updates, employee
resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteeringCatered lunches + snacks & drinks when working in offices

At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with
our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter
can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages
(including medical, dental, vision, and 401k).

United States | Remote – Anticipated Base Salary Range

$142,000—$196,600 USD

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in
our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com

https://www.upstart.com/candidate_privacy_policy