Software Engineer, Backend Developer, Credit Card & SoFi Money

Job Overview

Employee Applicant Privacy Notice

Who We Are

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

We are seeking a Backend Engineer to play a pivotal role in our SoFi Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures, including readiness for new products. We are working hard to design a future looking framework, with the aim to scale our customer base, continue to delight existing customers, and disrupt the banking industry. You’ll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.

At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution – and you’ll be working with an all-star team of talented engineers.

What You’ll Do

Participate in shaping the technical architecture of our banking productsParticipate in fixing bugs and raising our operational excellence barDeliver highly available and scalable services in a production environmentWorking in a fast-moving, highly collaborative environment across multiple offices and teamsProviding input on new initiatives and technological advancementsLearn about new technologies, tools and processes that will build your skill set and help shape your career

What You’ll Need

You will have graduated and your highest level of education is only a Bachelor’s Degree in Computer Science or related major (Spring 2025 New Grads or within 1 year of graduation)You are available to start working immediately in Spring 2025Previous intern experience with software engineering is requiredNo more than 12 months of professional full-time work experience (excluding internships and research assistant roles)Reside in the United States and attend a university in the USProficient in Java, Kotlin, Spring Boot, Microservices, AWS, and DynamoDB/PostgreSQL.Experience with modern OOP languages, Java frameworks, REST APIs, and relational/NoSQL databasesStrong knowledge of object-oriented programming best practicesStrong sense of responsibility; driving a project from inception to completionWillingness to roll up your sleeves, collaborate with others and get stuff doneAffinity for solving problems and shipping impactful features, not polishing perfect code or architectureExperience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requestsStrong communication and technical leadership skillsDesire to mentor and help others improve their skills

Nice To Have

Proven track record of building highly-scalable REST APIsExperience with workflow orchestration systems, such as Temporal.ioPrior experience deploying applications using Docker and KubernetesPractical knowledge of CI/CD pipelines (gradle, git, automated testing and deployments)History of working with a cloud-based microservice architecture and distributed service communication

Compensation And Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

This role may also be eligible for a bonus and/or long term incentives. Your recruiter will provide more information to you. All roles are eligible for competitive benefits. More information about our employee benefits can be found in the link below.

Benefits

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi & Galileo page!

US-Based Base Compensation

$92,800—$174,000 USD

Why You’ll Love Working Here

> Internship Benefits: View Link

> Full Time University Grad Benefits: View Link

Internship Highlights Include

In addition to a unique and challenging professional experience, interns will also receive perks such as invites to Member events, and more!

Personalized Mentorship ProgramFully stocked kitchen (snacks & drinks)Access to senior leadership, including round tables with executives across all functions of SoFi

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

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